There are at least two scenarios reported with regard to
credit card cramming:
-
Random Credit Card/Check Card Fraud with Small Charges
This site is actively soliciting information from consumers
encountering problems with credit card cramming.
It provides detailed information on merchants that have
been identified and describes how merchants are getting
credit card numbers of people who have never used the
services involved.
Pay Site Contact Information
Part of the "Jane's Guide to Sex" site, this area identifies
sex-oriented web sites that may appear on your credit
card statement.
-
Consumer Tips
This is also from Jane's Guide, and it provides a variety
of absolutely wonderful pages explaining how some (but not
all) of the porn sites operate.
If you have signed up for a porn site and want to cancel,
or if there's any possibility that you would ever sign up for one
of these services, be sure you fully explore this area.
-
Porn Patrons Billed, Unfulfilled
(Wired, 5/15/1998)
This article describes difficulties have attempting to cancel
port services offered by Xpics.
-
Consumer Experience with Netfill
One consumer's series of correspondence trying to get
charges from Netfill canceled.
-
Netfill Terms & Conditions
If you read this and you're still considering a membership,
your problems probably go beyond credit card fraud.
-
Xpics Adult Sites Registration
This page tells you how to register, and the link you
must use to cancel the service.
As of 12/20/1998, this link wasn't working, so it
would appear that once you sign up for this service,
it's impossible to cancel.
-
Xpics Member Support
This page gives you some alternative ways to cancel your
Xpics (or presumably other PCS-billed services) membership,
including a phone call to 800-695-3494.
If you call that number outside of office hours (7 a.m.- 6 p.m.
PT Monday-Friday), you'll be told that you can use the
automated cancellation service by pressing 2.
But do this, and you'll hear "You have selected an invalid option."
These people seem to have all their bases covered!
-
Xpics Cancellation Page
Maybe this page works, maybe not.
-
XBC "Bank Support Hotline" Page
This is intended to be used by banks to help resolve
disputed credit card charges from XBC.
Note the statement There is a 3 month minimum term for
memberships.
Then examinate the question about the "Free" trial month on the
XBC FAQ, and you'll
realize that the "free" month requires you to pay for a
3-month membership.